WhichCodingPlan

GitHub Copilot vs Zed: pricing, limits & real cost

Prices verified 2026-10-18

Key differences

  • Both start at $10/mo for a paid individual plan (GitHub Copilot Pro, Zed Pro).
  • Top individual tier: GitHub Copilot Max $100/mo vs Zed Pro $10/mo.
  • How usage is metered — GitHub Copilot: Dollar-denominated credits; Zed: Dollar-denominated credits.

Estimated monthly cost by usage profile

Model used: Claude Sonnet 5.5 (or each vendor's own model family if it doesn't offer it). Token-per-hour figures are assumptions; open the calculator to change them.

ProfileGitHub CopilotZed
Light: 1 h/day, 5 days/wk
API-equivalent ≈ $25/mo
Pro — $10–$33/mo
Estimate (assumed credit burn)
Pro — $19–$47/mo
Computed from published $ rates
Tweak →
Medium: 3 h/day, 5 days/wk
API-equivalent ≈ $191/mo
Max — $100–$186/mo
Estimate (assumed credit burn)
Pro — $110–$320/mo
Computed from published $ rates
Tweak →
Heavy: 6 h/day, 6 days/wk
API-equivalent ≈ $1,104/mo
Max — $452–$1,555/mo
Estimate (assumed credit burn)
Pro — $612–$1,826/mo
Computed from published $ rates
Tweak →

For plans that don't disclose capacity we show the cheapest plan priced at or above your API-equivalent usage. This is a heuristic, not a guarantee you won't hit limits.

GitHub Copilot plans

PlanPriceIncludedLimits / resetOverageSource
Free$02,000 completions + 50 chat requests/mo (per FAQ)Resets monthly—
Verified 2026-10-18
Pro$10 /mo$15 of AI credits ($10 base + $5 flex)Resets monthly$0.01/credit via budget
Verified 2026-10-18
Pro+$39 /mo$70 of AI credits ($39 base + $31 flex)Resets monthly$0.01/credit via budget
Verified 2026-10-18
Max$100 /mo$200 of AI credits ($100 base + $100 flex)Resets monthly$0.01/credit via budget
Verified 2026-10-18

Zed plans

PlanPriceIncludedLimits / resetOverageSource
Personal$0BYOK——
Verified 2026-10-18
Pro$10 /mo$5 of tokens—API list price +10%
Verified 2026-10-18
Business$30 /seatNot published——
Verified 2026-10-18

Sources

GitHub Copilot pricing · Zed pricing · Calculator

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